Five things make for posting

[scarlettina]

1) Recently, when I told my doctor that I've been much more sensitive to the cold over the last eight months, I asked if she had any ideas about why this might be. Could it be oncoming menopause? Could there be something else? What might it be a symptom of, I asked. "Weight loss," she answered. Oh.

2) On this same subject, my bed isn't as comfortable as I thought it was. I have been told that it's not because the bed's not as well padded as I thought. It's because I'm no longer as well padded as I was. These are the things they don't tell you about weight loss.

3) Yesterday was stressful due to the conflict mentioned in my last post. Today was stressful due to a project at work. Tonight I came home to another stress-inducing thing. Actually, it's a stress-enhancing thing, because it's the result of new stress that manifested late last week and that I'll have to continue dealing with for another week or two. I am, officially, exhausted.

4) Check your credit rating. Seriously. Right now. Get a credit report and check it. I wasn't checking mine regularly and just got a nasty surprise. Really. Do it. You'll thank me.

5) Big plans are being made. Big. Plans. When I have more elements in place, I'll talk about them. But for the moment? For the moment I'll just say that it's going to be a pretty awesome autumn.

Comments

[oldmangrumpus.livejournal.com]

4) Check your credit rating. Seriously. Right now. Get a credit report and check it. I wasn't checking mine regularly and just got a nasty surprise. Really. Do it. You'll thank me.


How did you go about this? Because most of the offers I get look like spam.

[katybeth]

https://www.annualcreditreport.com/

(linked to by ftc.gov: http://www.ftc.gov/bcp/edu/microsites/freereports/index.shtml)

[joycemocha.livejournal.com]

About 1 and 2? Yeah. Definitely yeah. I lost weight over the course of a ski season and had to go to additional base layers to keep from shivering. That was--uh--kinda a clue that the weight was really off.

[janetl.livejournal.com]

Thinner and chillier -- yup. It's the ratio of surface area to volume, I think. During the process, burning few calories is probably a factor, too. I was gobsmacked to need light jackets in the summer.

That credit rating thing does not sound good. Best of luck!

[shelly-rae.livejournal.com]

Also heavier bodies shape beds more than lighter ones. Those old divots don't fit the thinner you any more than your old clothes.--congratulations.

Anon

[scarlettina.livejournal.com]

Actually, this bed's only about a year old, maybe a little more. It fit fine when I bought it. Now? It's a little too hard and a little too unforgiving, but I spent too much on it to go get something new so soon. I need to find some sort of solution, probably a serious mattress pad.

[chantry.livejournal.com]

You could get something like a memory foam mattress topper - Costco has them for reasonable prices. I have a full-on memory foam mattress and like it quite a lot.

[joyful-storm.livejournal.com]

#1 - Oh hells, yes. It's June in Seattle. Last Friday I got home, turned my heated mattress pad up all the way and gave it time to warm up, got into my long underwear, wool socks and chenille fingerless gloves, and went to bed.

This is after spending an hour and a half at Banya 5 cycling through three different hot environments for as long as I could stand. (Ok, and hitting the cold plunge and tepidarium in between - but only because it made the hot so much nicer in contrast.)

[ghilledhu.livejournal.com]

Yup! Less weight = padding, less insulation. These are good problems to have.

The credit score, less so. Sorry to hear about it!

[papersky.livejournal.com]

So this credit rating thing -- I guess it's some US necessity, because I have never done it and never needed to do it for anything and nobody has ever asked me about it. Nor do I understand it. Just for general information because it might be useful to know, if you don't mind answering, what is it for and why does it matter?

[scarlettina.livejournal.com]

A credit rating is a numerical valuation of someone's worthiness to receive credit or a loan; banks use it to decide whether or not someone is a good lending risk. It's based on one's past record of using credit or loans, and how faithful and timely one was in paying it off. It affects one's ability to get, for example, a home mortgage, a car loan, or a credit card.

I had a sterling credit rating six months ago when I had to purchase a car. But when I tried to refinance my condo just recently, I found out that my rating had taken a 100-point hit due to a debt that was in collections--except that I knew nothing about this debt. Turns out that my Social Security number--in the US everyone's SS number is linked to their credit rating, as well as a number of other things--had been stolen and used to open an account with the company in question. So I'm currently trying to get this issue investigated and removed from my credit report. It's hideous.

It used to be that one didn't need to pay much attention to one's credit rating, but given the level of identity theft happening--at least in the US--keeping an eye on it isn't a bad thing. And, obviously, it can affect some very significant stuff in one's life.